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Whilst the height of the financial crisis may seem like a distant memory now, it exposed weaknesses in the transparency and functionality of the financial markets. Following the crisis there was a global desire for a regime that underpinned Financial Stability and on the 3rd January 2018 across the European Union, the new regime came into force. Markets in Financial Instruments Directive II (MiFID II) and its implementation into UK law represents a new focus on consumer protection and market integrity, improving transparency of client costs and mitigating the chance of fraud and market abuse.

To us here at Equilibrium Asset Management and our sister company Equilibrium Investment Management, MiFID II represents one of the biggest changes to our internal processes in recent years, but some of these changes will impact you. To help you understand what these changes are and how this may alter the service you receive from Equilibrium, we have produced a helpful fact sheet, click here to view it.