Retirement Planning Products

When planning your retirement, there are various products you can choose from to make sure you are able to meet your objectives. 

The team at Equilibrium can provide the expert guidance you need to ensure you choose the right vehicle as you move forward.

Contact our team today to find out more about how we can assist you and for more information about the various services we provide. With offices in Wilmslow and Chester - our team are at hand to help advise on the right products to plan your retirement. Get in touch today. Simply call us on 0808 156 1176 or complete our online enquiry form and we will get back to you as soon as we can.  

Available Products

There are many products available and it is important you are able to identify which ones are the right fit for you, suiting your personality and helping you meet your objectives. Equilibrium can provide the advice you need, using experience and industry know-how to put you on the right path.

Retirement represents a key financial goal and there are products designed specifically for this purpose. It is therefore important that you are able to make the most of them.

Drawdown and annuities

Among the main products are drawdown and annuities, for which we have pages describing them in more detail.

For more information on drawdown, click here.

For more information on annuities, click here. 

Individual Retirement Accounts

Often referred to as an IRA, an Individual Retirement Account is a savings plan that gives you the option of deferring the payment of taxes on any earnings growth until you decide to withdraw the money.

The two most common IRAs are Traditional IRAs and Roth IRAs. For Traditional IRAs, your taxable income may be lowered due to your contributions and your earnings may grow tax deferred until they are withdrawn, while for Roth IRAs, qualified earnings can be withdrawn tax-free and contributions do not result in your taxable income being lowered.

Other options

You have lots of options when it comes to your retirement planning, and these can include employer sponsored plans, an uncrystallised funds pension lump sum (UFPLS), pension plans and withdrawing all of your assets as a single cash lump sum. It is up to you to decide which option is right for you, but the experts at Equilibrium can help to make sure the decision is an easier one by reviewing your circumstances and evaluating your goals.

Contact us today

Find out more about how we can help you choose the right retirement planning products by getting in touch today. We have supported many clients from in and around Manchester and Cheshire. Simply call us on 0808 156 1176 or contact us via our online enquiry form and we can discuss the options available to you.