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Here at Equilibrium, we always try to remain optimistic and, in the words of Robert H. Schuller: “optimism refuses to believe that the road ends without options.” Whilst the events of the last couple of months have created uncertainty, worry and outright pessimism, we feel that opportunities remain available.

Putting property into a trust potentially could help savers cut their IHT liabilities – but there are numerous drawbacks to be aware of. Here, Partner and Chartered Financial Planner Andy Baker explains more.