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This week’s roundup includes news that the Prime Minister is facing a no confidence vote after her Brexit deal failed to gain parliamentary approval, German growth has slowed to its slowest for five years and a major bank’s overdraft fees have been branded ‘unacceptable'.

This week’s roundup includes news that a long-awaited ban on pension cold-calling has come into effect, energy suppliers are to face tighter rules and deposit demands are getting harder for first time buyers.

This week’s roundup includes news that rail fares across Britain are rising again, Iceland supermarket is embroiled in a dispute with HMRC and unwanted gift returns will raise by 80% in one day following Christmas.

As is tradition at this time of the year, the investment bank strategists peer into their crystal balls and forecast what will happen over the next 12 months.

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