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No-one enjoys considering their own mortality. But most people will take the time to think about who they want to benefit in the event of their death. Whilst it can be uncomfortable, people recognise the importance of leaving clear instructions through a Will to ensure their wishes are met when they are no longer able to express them.

This week’s roundup includes news of a drop in prices in the London property market, growing concerns over increasing debt for the UK’s poorest households, suggestions that the Open Banking policy will revolutionise consumer banking and further tightening among lenders on the number of loan approvals.

With the UK equity market giants trading near historic highs, Equilibrium investment analyst Graeme Black looks at what smaller cap indices can offer UK equity investors.

This week’s roundup includes a record rise in festive grocery spending, a sharp slowdown to UK house price growth, the first drop in new car sales in six years and concerns over weak consumer spending.

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