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This week’s roundup includes news that a long-awaited ban on pension cold-calling has come into effect, energy suppliers are to face tighter rules and deposit demands are getting harder for first time buyers.

This week’s roundup includes news that rail fares across Britain are rising again, Iceland supermarket is embroiled in a dispute with HMRC and unwanted gift returns will raise by 80% in one day following Christmas.

As is tradition at this time of the year, the investment bank strategists peer into their crystal balls and forecast what will happen over the next 12 months.

This week’s roundup includes news that bad weather has hit pre-Christmas high street shopping, UK accountancy firms face a major overhaul and two of the UK’s biggest energy giants have abandoned their plans to merge.

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